Insurance company: You can get a temporary policy, but if you want to continue it, you have to reapply. And if you use the temporary insurance, you've got a pre-existing condition, for which we'll deny you. That sounds fair. Sure.
Read also this post, about one of the victims of the health club shooting: a recent college grad without health insurance who can't afford the bill for the surgery (necessitated by some sick fuck who wanted to take revenge on all women for merely existing and not fucking him, apparently) so her friends & neighbors held a CAR WASH. A fucking car wash.
These are two examples of why this country needs universal coverage, like every other civilized nation on the planet.
The coverage my friends were able to purchase for their daughter was a 180 day policy. The terms of the policy required that, if they wanted to "renew" it, in effect, they had to reapply for it all over again. At which time, the insurance company was free to take into account any "pre-existing conditions" as a cause for denying coverage. "Pre-existing conditions", in this case, included any conditions for which the policy holder sought treatment for during the 180 days of coverage for which they had paid for.
Read also this post, about one of the victims of the health club shooting: a recent college grad without health insurance who can't afford the bill for the surgery (necessitated by some sick fuck who wanted to take revenge on all women for merely existing and not fucking him, apparently) so her friends & neighbors held a CAR WASH. A fucking car wash.
These are two examples of why this country needs universal coverage, like every other civilized nation on the planet.